Liability Insurance for Vacation Rentals
General & premises liability, short-term rental liability, property, and loss of rental income built for Airbnb, VRBO, and direct-booking hosts. From one vacation home to a whole portfolio — same-day quotes, competitive rates.
Most Popular Bundle
Tailored to your rental
Coverage Options
Insurance Built for Rental Hosts
Every coverage a vacation or short-term rental owner needs — from general & premises liability to property, loss of rental income, and umbrella protection.
Why Choose Us
Why Rental Hosts Choose Us
We specialize in insurance for vacation and short-term rentals. That means we understand the gap a homeowners policy leaves, premises exposure from guests, and exactly what HOAs, lenders, and platforms require.
We understand the homeowners business-use gap, premises exposure from pools and decks, and why platform host guarantees aren't real insurance.
Access to specialty carriers that price short-term rental risk fairly — not general carriers that overprice or exclude rental use.
Need a certificate for an HOA, lender, or booking platform by tomorrow? We process certificates and additional insured endorsements same-day.
Whether you host one cabin or a portfolio of vacation homes across state lines, we can bind coverage where you need it.
20+ years placing specialty business insurance. We know which carriers price rental risk fairly and pay claims.
When a guest is injured or a storm closes your rental, we're in your corner — direct advocate support, not a carrier call center.
How It Works
Get Insured in 3 Simple Steps
From initial quote to bound coverage — our process is designed for busy rental hosts who don't have time to waste.
Tell Us About Your Rental
Answer a few quick questions about your property, amenities like pools and hot tubs, booking revenue, and how you host.
Review Your Quote
We shop specialty short-term rental carriers and present competitive options — liability, property, loss of rental income, and umbrella.
Get Insured Today
Bind coverage and receive your certificates same-day. Certificates and additional insured endorsements issued immediately after binding.
Years Insuring Property Owners
Licensed Nationwide
Rental Properties Insured
Quote Turnaround
FAQ
Common Questions
Ready to Protect Your Rental Property?
Get a comprehensive quote in minutes. Same-day binding, same-day certificates. Over 20 years protecting property owners like you.